electronic delivery of bills from service providers to customers (housing and utility services, mobile operators, Internet providers, insurance companies, etc.)
payment of customers’ bills via Internet with Visa and Mastercard
delivery of customers’ electronic bills to Banks and payment of these bills via ATM’s, self-service kiosks and Internet banking systems
technical assistance in acquiring international payment cards for online stores
Portmone.com provides the following services for banks
Delivery of electronic bills to banking systems
Embedded payments — pay bills of the most popular companies from a bank Web site with your Visa/Mastercard
Telebanking — pay bills with your payment card by calling a phone number of bank’s voice menu.
Credit your account from your mobile phone using payment card or SMS
DirectDebit — delivery of customer’s electronic bills for payment without notice from customers’ current (card) accounts Visa/Mastercard
Additional motivation to buy Visa/Mastercard payment cards
Accepting applications for Visa/Mastercard payment cards via Internet
Acquiring of international payment cards, issued by your bank or other banks.
Print and packaging of clients’ bank statements about card, current, deposit or credit accounts. Advertising — targeted advertisements on Portmone.com Web site
Advertising — targeted advertisements on Portmone.com Web site
Payments on a loan — individuals can use their Visa/Mastercard to make their loan payments via Internet
To join the System the bank has to:
select a set of required services
contact «Portmone» and apply to join the system
review sample Service agreements
discuss commercial conditions of servicing, technical details and sign the agreements
implement automated data exchange (bills, notifications, payments) between its own system (bank information system, Internet banking, Telebank, payment system etc.) and Portmone.com system
run a test and sign a technical readiness certificate
Portmone.com provides following services for online stores
If you plan to sell goods or services online, «Portmone» will offer you a reliable and safe payment tool. It can be used by your customers, who have different payment cards. This tool uses advanced technology certified by international payment systems and complies with all related security requirements. When joining Portmone.com, a store becomes a participant of Verified by Visa and Mastercard SecureCode programs, making it more attractive for customers.
Portmone.com payment gateway can be used for:
regular online stores with websites
mobile versions of website
mobile applications iOS and Android
For legal entities
Legal entities that bill their customers on a regular basis can use Portmone.com to have the bills paid with Visa or Mastercard
on www.portmone.com.ua web-site
on the Web site of your company
using your mobile phone
using Direct-Debit service — «Regular payment» (automated charge) from a payment card based on the agreements with customers
Benefits for your company:
your customers get new payment methods to pay their bills without visiting a bank
shorter payment cycle, as the time between sending a bill to the customer and his visit to the bank to pay in cash is shorter as well.
lower costs of billing and processing payments
Automated bills pay (Direct Debit)
A so-called Direct Debit service (Regular payment of bills) has become very popular recently. When a customer signs up for this service, the system will charge certain amounts to pay electronic bills directly from the customers’ accounts (card or current). To sign for this service a customer has to fill in an application form on «Portmone» Web site or apply for it at Raiffeisen Bank Aval office. The customer has to confirm that he/she wants bills for certain services paid directly from his/her account. These applications are then directed to Portmone.com, and the system makes necessary payments automatically based on the bills received from the service companies.
This service allows service companies to significantly reduce payment cycle, as the bills are paid on the same day they are sent. On the other hand, this service allows customers to know that all their bills are paid on time. In addition, credit options often offered by the issuing bank, let the customer pay the bills even if the payday is later than bill due date.
Payment via Internet or using your mobile phone
For these customers we offer a service to receive and pay bills via the Internet or using their mobile phones. To do so, a customer has to sign up on the Portmone.com Web site and use his/her computer (at home or at the office) or a mobile phone (wap.portmone.com) to pay bills with a card.
No matter what payment method is used, the receipts for paid bills can be either mailed to the customer or downloaded from the website and printed.
Data exchange between Portmone.com is made electronically:
Portmone.com sends a request to the service company’s billing system to receive bills of registered customers (please note that Portmone.com does not have access to the company’s data base, or to the information about all bills)
Portmone receives electronic information about service company’s bills
Portmone sends a message to the company immediately after the payment
Portmone sends a list of payments for a certain date to the company for additional verification
Regardless of the method used, a message (email) is sent to a recipient’s billing system for immediate accrual of customers’ funds without waiting for bank payment, if the company chooses to do so.
The bank payment itself is accrued to a current account of a recipient (your company) on the second banking day after the payment was made. Please note that Portmone.com does not make the transaction. Your payment is sent by the Acquirer banks (Raiffeisen Bank Aval, Ukrsotsbank) directly to the account of a receiving company.
Financial conditions
A fee will be charged for this service. This fee is defined on case-by-case basis and is subject for negotiations.
Information on the list of legal entities to which «PORTMONE LLC» provides services:
АТ «ТАСКОМБАНК»
АКЦІОНЕРНЕ ТОВАРИСТВО «СБЕРБАНК»
АТ «Ощадбанк»
АТ «Райффайзен Банк»
НВПП «ММФ»
ПАТ «Альфа-Банк»
ПАТ «Діамантбанк»
ПАТ «Міжнародний Інвестиційний Банк»
ПІДПРИЄМСТВО ЗІ 100% ІНОЗЕМНОЮ ІНВЕСТИЦІЄЮ ТОВАРИСТВО З ОБМЕЖЕНОЮ ВІДПОВІДАЛЬНІСТЮ «МЕРІ КЕЙ (УКРАЇНА) ЛІМІТЕД»
ПрАТ «Авіакомпанія «Міжнародні Авіалінії України»
ПрАТ «Рівнеобленерго»
ПРИВАТНЕ АКЦІОНЕРНЕ ТОВАРИСТВО «УКРАЇНСЬКИЙ ПРОЦЕСІНГОВИЙ ЦЕНТР»
ПУБЛІЧНЕ АКЦІОНЕРНЕ ТОВАРИСТВО «ПІРЕУС БАНК МКБ»
Публічне акціонерне товариство «Айбокс Банк»
Публічне акціонерне товариство «АСВІО БАНК»
Публічне акціонерне товариство «Банк 3/4»
ПУБЛІЧНЕ АКЦІОНЕРНЕ ТОВАРИСТВО «КОМЕРЦІЙНИЙ БАНК «ЗЕМЕЛЬНИЙ КАПІТАЛ»
ПУБЛІЧНЕ АКЦІОНЕРНЕ ТОВАРИСТВО «ПЕРШИЙ УКРАЇНСЬКИЙ МІЖНАРОДНИЙ БАНК»
Публічне акціонерне товариство «УкрСиббанк»
Публічне акціонерне товариство «Укрсоцбанк»
Публічне акціонерне товариство Акціонерний комерційний банк «ІНДУСТРІАЛБАНК»
ПУБЛІЧНЕ АКЦІОНЕРНЕ ТОВАРИСТВО КОМЕРЦІЙНИЙ БАНК «ПРАВЕКС-БАНК»
Публічне акціонерне товариство комерційний банк «Приватбанк»
ПУБУЛІЧНЕ АКЦІОНЕРНЕ ТОВАРИСТВО «ПЛАТИНУМ БАНК»
ТзОВ «Торговий Дім «Міст Експрес»
ТОВ «МЖК «Оболонь-Комфорт»
ТОВ «Плотус»
ТОВ «ПРОСПЕКТС УКРАЇНА»
ТОВ «РАМ 360»
ТОВ «Редакція газети "Все про бухгалтерський облік»
ТОВ «Інтертелеком»
Товариство з обмеженою відповідальністю «Борген»
Товариство з обмеженою відповідальністю «БукТікет»
ТОВАРИСТВО З ОБМЕЖЕНОЮ ВІДПОВІДАЛЬНІСТЮ «МАРАФОН УКРАЇНА»
Товариство з обмеженою відповідальністю «Онлайн Юей»
Товариство з обмеженою відповідальністю «ТІКЕТС.ЮЕЙ»
Товариство з обмеженою відповідальністю «ФІНАНСОВА КОМПАНІЯ МБК»
Money transfer to payment card
Anyone can receive money transfers to payment card without any contract.
Create a button or place a small form on your site for automatic registration incoming transfers.
In addition to form or button you can make HTTP-notification for automatic orders processing.